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Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some very good mortgage contacts I have or to help you in any other way I can to secure the best possible rate for your home purchase.

Use the mortgage calculators attached to each listing on my website to assist you in making some decisions around financing your new home.

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

It is so important to get pre-qualified these days especially with all of the mortgage requirement changes that are happening. Knowledge is power and if you know before you head out to look at homes what you can truly and comfortably afford it could save a lot of disappointment down the road. Make sure you check out my newsletters on this website to get more tips on mortgages.